The Maldives is stepping into a new era of economic transformation. Known for its postcard-perfect islands, overwater villas, and vibrant marine life, this tropical paradise is now positioning itself as an exclusive destination for global investors seeking residency through investment. With the launch of Maldives Residency Visa by Investment, the Maldives joins the elite club of nations offering long-term residency options to high-net-worth individuals (HNWIs) and ultra-high-net-worth individuals (UHNWIs).
In this guide, we’ll break down everything you need to know about the Maldives Residency Visa by Investment — from eligibility criteria and investment pathways to tax advantages, benefits, and how it compares to other programs around the world.
What Is the Maldives Residency Visa by Investment?
The Maldives Residency Visa by Investment is a long-term visa program that offers foreign investors the opportunity to live in the Maldives by making a substantial financial commitment. Unlike traditional citizenship-by-investment programs, this is a residency-based route that emphasizes genuine economic contribution and long-term engagement with the country.
The program was officially launched through a landmark partnership between the Government of Maldives and global investment migration firm Henley & Partners, aiming to diversify the Maldivian economy beyond tourism.
Read more: Maldives Visa Guide: Everything You Need to Know Before Visiting
Two Tiers of Residency Investment Options
There are currently two main residency pathways based on investment amount and investor profile:
1. Corporate Resident Visa Program (Phasing Out)
- Minimum Investment: USD 250,000
- Options:
- Fixed deposit in a Maldivian bank (5-year term)
- Active business investment (with a Maldivian business permit)
- Investment in state-approved business projects
- Validity: 5 years (renewable)
- Includes Family: Yes — spouse, children, parents, and grandparents
- Residency Requirement: None (no minimum days per year)
- Ideal For: Entrepreneurs and passive investors seeking long-term residence at a lower cost
2. Investor Residency Program (New)
- Minimum Investment: USD 5 million – USD 10 million
- Options:
- Investment in luxury real estate projects (leasehold)
- Treasury bonds or approved deposits
- Direct investment in designated sectors (tourism, infrastructure, energy)
- Projected Impact: $1.1 billion in investments, 1,500–2,000 investors in five years
- Exclusive Zones: Gaafaru, Fushidhiggaru, Ras Mala (Kaafu Atoll)
- Ideal For: UHNWIs seeking exclusivity, property ownership, and strategic residency
Key Benefits of Maldivian Residency Visa Program
No Personal Income Tax
One of the most appealing features is the zero personal income tax regime. This makes the Maldives one of the most tax-efficient jurisdictions globally for wealthy individuals and families.
Strategic Location
Sitting at the crossroads of Asia and the Middle East, the Maldives is ideal for investors with regional business interests. With proximity to India, Sri Lanka, UAE, and Southeast Asia, it offers excellent connectivity.
Exclusive Real Estate Opportunities
The new program allows foreign nationals to invest in designated luxury real estate developments, a major shift from past restrictions. Ownership is on a leasehold basis (50–99 years), but it still opens doors to luxury beachfront living.
Family-Friendly Residency
The program is structured to include multi-generational family members, allowing your spouse, children, parents, and grandparents to reside in the Maldives under one application.
Lifestyle & Safety
Beyond the business benefits, the Maldives offers year-round tropical climate, pristine nature, low crime rates, and peaceful island living — all ingredients for a relaxed, luxurious lifestyle.
Read more: Maldives Marriage Visa: A Complete Guide for Foreigners
Investment Requirements & Options for Maldives Residency Visa
| Program | Minimum Investment | Type | Key Requirement |
| Corporate Resident Visa | USD 250,000 | Fixed Deposit / Business / Projects | Maintain investment for 5 years |
| Investor Residency Program | USD 5–10 million | Real Estate / Treasury Bonds / Strategic Sectors | Must be in government-approved zones or sectors |
Important: The Corporate Resident Visa program is being phased out, and applications may still be accepted in 2025. Act quickly if you’re targeting the lower threshold.
Eligibility & Application Process for Maldives Residency Visa
To qualify for the Maldives Residency Visa by Investment, applicants must meet stringent due diligence and compliance standards, including:
- Proof of Investment (bank slips, agreements, project registration)
- Background Checks (from all countries of residence)
- Source of Funds Verification (to ensure legality and AML compliance)
- Financial Documentation
- Family Documents (for dependents — marriage, birth, etc.)
The application process typically involves:
- Preliminary Eligibility Assessment
- Selection of Investment Pathway
- Submission of Documents & Fees
- Government Review & Due Diligence
- Visa Issuance & Residency Activation
Processing time varies between 2–6 months depending on the complexity of the application.
Can You Get Maldivian Citizenship Through Investment?
Technically, no — the Maldives does not offer direct citizenship by investment. However, residency can lead to naturalization under very specific conditions:
- 12 years of continuous residency
- No more than 6 months per year abroad
- Muslim religion required (Constitutional condition)
- Fluent in Dhivehi language
- Knowledge of the Maldivian Constitution
- Demonstrated contribution to the nation (e.g., business, philanthropy)
- Must renounce other citizenships (no dual citizenship)
This makes Maldivian citizenship one of the most exclusive in the world, suitable only for those with a deep, long-term commitment.
How Maldives Residency Visa Compares to Other Investment Programs
| Country | Investment | Citizenship Timeline | Residency Required? | Dual Citizenship |
| Maldives | $250K–$10M | 12 years (naturalization) | Yes | No |
| St. Kitts & Nevis | $250K | 3–6 months | No | Yes |
| UAE | $2M–$5M | No citizenship (Golden Visa) | No | Yes |
| Portugal | €500K | 5–6 years | Yes (7 days/year) | Yes |
Maldives stands out for its exclusivity, long-term integration model, and ultra-premium positioning — more aligned with countries like Singapore or UAE than Caribbean programs.
Future Outlook & Strategic Considerations
- Government Commitment: With Henley & Partners onboard, expect a well-managed, globally competitive program.
- Luxury Real Estate Boom: New investor zones will likely see rapid development and price appreciation.
- Sustainability Focus: Investors in green energy and sustainable tourism may receive preferential opportunities.
- Growing Global Recognition: As diplomatic ties expand, Maldivian residency and citizenship value will likely rise.
Pro Tips for Investors
- Act Fast on $250K Option: If you qualify for the lower-tier program, apply before it’s phased out.
- Hire a Professional Team: Immigration lawyers, tax experts, and local advisors are essential.
- Plan for Integration: If citizenship is your goal, start learning Dhivehi and engage with local culture early.
- Think Long-Term: This is a lifestyle and legacy investment, not just a financial play.
Final Thoughts: Is the Maldives Right for You?
The Maldives isn’t for everyone — but if you’re a high-net-worth individual seeking residency in paradise, willing to invest significantly, and genuinely interested in building a life in one of the world’s most luxurious locations, this program offers unparalleled exclusivity and lifestyle advantages.
The Maldives Residency Visa by Investment is your invitation to join an elite global community in a country that values not just your money, but your long-term commitment.
Paradise isn’t just a holiday anymore. It can be your home.
